Household income, expenditure and consumption - 2025

Household income, expenditure and consumption - 2025

Household income

The annual total income average per capita was 14 403 BGN in 2025, there was an increase of 12.0% compared to 2024. The total income average per household member had increased 2.8 times during the 2016 - 2025 period.

Table 1. Total income and other means by sources per household member
Sources of income 2016 - BGN 2016 - % 2020 - BGN 2020 - % 2024 - BGN 2024 - % 2025 - BGN 2025 - %
Total income 5167 100.0 7002 100.0 12857 100.0 14403 100.0
Total gross income 4989 96.6 6749 96.4 12488 97.1 14031 97.4
Wages and salaries 2807 54.3 3927 56.1 7071 55.0 8231 57.2
Other earnings 150 2.9 46 0.7 171 1.3 144 1.0
Self-employment income 319 6.2 434 6.2 923 7.2 1072 7.4
Property income 36 0.7 43 0.6 35 0.3 21 0.1
Pensions 1432 27.7 2018 28.8 3863 30.0 4224 29.3
Unemployment benefits 20 0.4 32 0.5 41 0.3 39 0.3
Family allowances 40 0.8 82 1.2 111 0.9 99 0.7
Other social benefits 119 2.3 90 1.3 129 1.0 107 0.7
Regular transfers from other households 65 1.3 78 1.1 144 1.1 93 0.6
Receipt sale 31 0.6 20 0.3 80 0.6 235 1.6
Miscellaneous 147 2.9 233 3.3 290 2.3 137 0.9
Drawn savings 179 х 219 х 437 х 412 х
Loans and credits 57 х 66 х 125 х 63 х

Real household income[1] increased by 9.7% in 2025 compared to 2024. The highest value of the index of real income was in 2025 - 181.4% compared to 2016.

Table 2. Indices of real income per household member
Years Base years
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
2016 100.0                  
2017 105.9 100.0                
2018 110.9 104.7 100.0              
2019 117.9 111.3 106.3 100.0            
2020 123.2 116.3 111.1 104.4 100.0          
2021 131.2 123.9 118.3 111.3 106.5 100.0        
2022 133.0 125.6 120.0 112.8 108.0 101.4 100.0      
2023 146.3 138.1 131.9 124.1 118.8 111.5 110.0 100.0    
2024 169.4 159.9 152.7 143.6 137.5 129.0 127.3 115.7 100.0  
2025 181.4 171.3 163.6 153.8 147.3 138.2 136.4 124.0 109.7 100.0

[1] Real income is calculated as nominal income is deflated by annual average indices of consumer prices.

The following more important changes with respect to the sources of total average income per household member had been observed during the 2016 - 2025 period:

  • The income from wages and salaries in 2025 was 8 231 BGN, an increase of 16.4% compared to 2024 and 2.9 times more compared to 2016;
  • The income from pensions during the last year was 4 224 BGN, an increase of 9.3% compared to 2024 and 2.9 times more compared to 2016;
  • The income from self-employment was 1 072 BGN, an increase of 16.1% compared to 2024 and 3.4 times more compared to 2016;
  • The income from other earnings was 144 BGN, a decrease of 15.8% compared to 2024 and a decrease of 4.0% compared to 2016;
  • The income from social benefits (unemployment benefits, family allowances and other social benefits) in 2025 was 245 BGN, a decrease of 12.8% compared to 2024 and an increase of 36.9% compared to 2016.

Income from wages and salaries had the highest relative share within the total household structure. This share was 57.2% in 2025, 2.2 percentage points (pp) more than in 2024 and 2.9 pp more than in 2016 (Figure 1).

Social transfers (pensions, unemployment benefits, family allowances and other social benefits) formed 31.0% of the total income in 2025.

Income from pensions had the highest relative share within the social transfers - 29.3% of the total income in 2025, a decrease of 0.7 pp compared to 2024, and an increase of 1.6 pp compared to 2016 (Figure 2).

In 2025, the relative share of income from self-employment was 7.4%, an increase of 0.2 pp compared to 2024, and 1.2 pp compared to 2016 (Figure 3).

The relative share of income from other earnings was 1.0% in 2025, a decrease of 0.3 pp compared to 2024 and a decrease of 1.9 pp compared to 2016.

 

Household expenditure

Bulgarian households spent an average of 12 661 BGN per capita in 2025, or 8.1% more compared to 2024. Household expenditure had increased 2.7 times during the 2016 - 2025 period.

Table 3. Total expenditure average per household member
Expenditure groups 2016 - BGN 2016 - % 2020 - BGN 2020 - % 2024 - BGN 2024 - % 2025 - BGN 2025 - %
Total expenditure 4755 100.0 6220 100.0 11712 100.0 12661 100.0
Consumer monetary expenditure 3926 82.6 5054 81.3 9466 80.8 10177 80.4
Foods and non-alcoholic beverages 1464 30.8 1872 30.1 3357 28.7 3713 29.3
Alcoholic beverages and tobacco 206 4.3 265 4.3 452 3.9 520 4.1
Clothing and footwear 172 3.6 188 3.0 435 3.7 401 3.2
Housing, water, electricity, gas and other fuels 681 14.3 861 13.8 1260 10.8 1361 10.7
Furnishing and maintenance of the house 175 3.7 260 4.2 570 4.9 589 4.7
Health 263 5.5 388 6.2 716 6.1 707 5.6
Transport 326 6.9 415 6.7 839 7.2 877 6.9
Communication 211 4.4 285 4.6 480 4.1 536 4.2
Recreation, culture and education 226 4.8 250 4.0 780 6.7 820 6.5
Miscellaneous goods and services 202 4.2 270 4.3 577 4.9 654 5.2
Taxes 247 5.2 360 5.8 680 5.8 789 6.2
Social insurance contributions 310 6.5 500 8.0 960 8.2 1161 9.2
Regular transfers to others households 55 1.2 56 0.9 113 1.0 113 0.9
Other expenditure 216 4.5 251 4.0 494 4.2 421 3.3
Saving deposits 195 х 510 х 956 х 1266 х
Debt paid out and loan granted 156 х 135 х 260 х 235 х

The relative share of consumer expenditure within the total household expenditure decreased from 82.6% in 2016 to 80.4% in 2025.

During the 2016 - 2025 period, within the total household expenditure average per capita, the following changes had been observed:

  • 3 713 BGN were spent on food and non-alcoholic beverages in 2025, or 10.6% more than in 2024 and 2.5 times more than in 2016;
  • Expenditure on clothing and footwear in 2025 was 401 BGN, 7.8% less than in 2024 and 2.3 times more than in 2016;
  • Expenditure on housing (water, electricity, fuels, furnishing and maintenance of the house) during the last year was 1 950 BGN, or 6.6% more than in 2024 and 2.3 times more than in 2016;
  • In 2025, 707 BGN were spent on health, 1.3% less than in 2024 and 2.7 times more than in 2016;
  • 1 413 BGN were spent on transport and communication in 2025, 7.1% more than in 2024 and 2.6 times more than in 2016;
  • Expenditure on recreation, culture and education in 2025 was 820 BGN, 5.1% more than in 2024 and 3.6 times more than in 2016;
  • During the last year, expenditure on taxes and social insurance contributions was 1 950 BGN, an increase of 18.9% compared to 2024 and 3.5 times compared to 2016.

The relative share of expenditure on food and non-alcoholic beverages within the total household expenditure was 29.3% in 2025, or 0.6 pp more than in 2024 and 1.5 pp less than in 2016 (Figure 4).

The relative share of expenditure on housing within total household expenditure was 15.4% in 2025, or 0.3 pp less than in 2024 and 2.6 pp less than in 2016 (Figure 5).

The share of expenditure on taxes and social insurance contributions within the total household expenditure was 15.4% in 2025, or 1.4 pp more than in 2024 and 3.7 pp more than in 2016.

The relative share of expenditure on health was 5.6% in 2025, 0.5 pp less than in 2024 and 0.1 pp more than in 2016.

The share of expenditure on transport and communication had varied around 11% - 12% during the 2016 - 2025 period.

 

Household consumption

In 2025, there were changes in the consumption of basic food products and beverages on average per person compared to 2024. The consumption of bread and paste products decreased by 1.8 kg and of potatoes - by 0.1 kg. The biggest increase was in the consumption of soft drinks - by 9.4 liters, of alcoholic beverages - by 1.7 liters, of vegetables and meat - by 0.6 kg.

 

Methodological notes

The source of the data is the quarterly household budget survey. It is a sample survey. The sample used for the survey is a random sample of 3 060 households.

A regular household is two or more persons who live in one dwelling or part of a dwelling, having their meals together and having a common budget, irrespective of the fact whether they are relatives. A household is also one person living alone, having meals separately and having his/her separate budget.

Institutional households are not studied by the household budget survey.

The main indicators for income, expenditure and consumption are estimated quarterly and annually as average values and relative shares.

Household income in cash and kind includes all receipts of household members from: wages and salaries, pensions, self-employment income, unemployment benefits, social benefits, etc. Other regular or irregular transfers from other households and property sales are also included.

Household expenditure includes expenditure for food, beverages, tobacco, housing (water, electricity, heating, furnishing and maintenance), transport, communications, health, taxes, social insurance contributions, etc.

Consumption expenditure includes household expenditure for goods and services according to the International Classifications of Individual Consumption by Purpose (COICOP).

Consumption average per household member includes the quantities of foods and beverages consumed at home. The catering data are not included.

Detailed data can be found on the website of NSI at the sections:
Households Income, Expenditure and Consumption